Benefits to hiring a foreclosure attorney

Dec 20, 2020

There are plenty of benefits that come with hiring a foreclosure attorney.

Yes! You Can Fight Foreclosure Without Filing Bankruptcy

1) a hardship caused your mortgage to become delinquent; a loss of income, divorce, illness, or other life-changing events.

2) one month behind became 4 months behind, and now you are facing foreclosure

3) you receive a notice to accelerate your mortgage, meaning pay the entire delinquent amount within 30 days or foreclosure will be assigned to your home (the lender will relinquish your home for the full payback) and sale your home to the highest bidder.

4) now you are in a panic, and you feel like you are in the fight of your life

5) you may have considered bankruptcy and spoken to a few of my colleagues who can stop the foreclosure in its tracks and offer a restructured plan to the lender, which will allow you to remain in your home with a much higher payer. (Fyi, most homeowners can't afford this method and find themselves back in foreclosure). Are maybe, the tactic is simply not the route you'd like to take because it further damages your credit.

6) so, here you are searching for an attorney who can help you save your home from foreclosure.

7) a foreclosure attorney will not merely stand as a negotiation tool between you and your lender, but find the right solution that fits your needs. These are some command options to save your home from possible foreclosure and how Attorney Kay Hamilton may be able to assist you:

loan modification -
Repayment plan -
Forbearance plan -
Deed-in-lieu of foreclosure with a lease option
Short-sale option -

Yes, it is possible to retain an attorney who will access your loan and individual situation, to find the right program to keep you in your home. And, every case begins with an audit of your as there is a proven percentage of loans that were wrongfully written or perhaps payments were miss applied along the way.

There are no guarantees that your loan will be saved, every situation is different. But, if you are facing foreclosure, hiring the right attorney to help you stay in your home is your best option.

Call Attorney Kay Hamilton and allow her and her team to fight for your loan.

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How Can a Foreclosure Attorney Help Me?

17 Dec, 2020

Here at Save Your Properties, LLC , we understand that the foreclosure process can seem to be a messy, complicated beast. But when you work with one of our experienced foreclosure attorneys, they will walk you through the entire process from start to finish and will not stop until you are completely satisfied. There are plenty of benefits that come with hiring a foreclosure attorney. Here’s how a foreclosure attorney can help you during this time in your life. An attorney can negotiate with your lender on your behalf. A lawyer is skilled in the art of negotiating and making deals, so they can work with your lender on a solution that works for both of you. Whether this means helping you modify your loan terms or develop a repayment plan, an attorney will bring you plenty of options that can help stabilize your finances. An attorney can hold your lender accountable. There are many rules credit lenders have to follow when it comes to real estate and mortgage law. Sometimes when lenders are less than helpful, having a legal representative is a great way to hold them accountable to the proper legal processes and application deadlines. An attorney can help you file for Chapter 13 bankruptcy as a last result. Sometimes, filing for Chapter 13 bankruptcy is an excellent option for those who cannot get their mortgage loan modified. Filing for bankruptcy by yourself can be tricky, so working with an experienced lawyer ensures proper completion the first time around. An attorney can bring your case to court. If you feel your lender made an error or that you are unjustly going through the foreclosure process, your lawyer can bring your case in front of a judge. Doing so may change the outcome of your foreclosure settlement for the better, or the judge may even dismiss their claim altogether.